Ouch

In regards to keeping insurance losses low:

"...smaller businesses located in areas indicative of simpler lifestyles tended to perform much better than the rest of the country..."

Hooray, right?! It continues:

"...the blue collar impact can most likely be attributed to the fact that lower-educated workers employed outside of large metro areas have less access to the legal system and a lower sense of self-entitlement."

Ouch.

Peace out.